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Risk Management & FCA Compliance Consulting for FinTech & Payment Firms
Launch Faster. Scale Smarter. Build with Confidence.
Launching a fintech is about more than obtaining FCA authorisation. Founders need the right regulatory strategy, governance and operating model to bring products to market, secure investment and scale with confidence. We help FinTech and payment firms build proportionate risk and compliance capabilities that support sustainable growth from launch through expansion.
Aligned with major regulatory frameworks:
We deliver solutions that reflect the expectations of key regulators and frameworks. Our work is informed by standards set by the FCA, PRA, PSR, EBA and ICO ensuring our clients build compliance and resilience with confidence.
Expert-led, boutique advisory trusted by financial services, fintechs, and purpose-driven organisations. Page last updated: June 2026
Max Pell
Chief Administrative Officer & Board Director
Fennech Financial Ltd
A Trusted Adviser to the Executive Team
"Over the past three years, Aevitium has supported Fennech as our Fractional Chief Risk & Compliance Officer during a significant period of growth.
Julien helped us establish a practical governance and risk management framework, supported our successful registration as an FCA Account Information Services Agent (AISP), and provided calm, pragmatic leadership through significant operational challenges. Throughout our engagement, he has strengthened Executive decision-making by providing independent challenge and ensuring governance supports, rather than constrains, the business.
Beyond his technical expertise, Julien brings genuine commercial understanding and contributes well beyond his formal remit. I would confidently recommend Aevitium to any organisation seeking experienced governance, risk and compliance leadership."
How We Work with FinTech and Payment Firms
Every fintech faces different commercial, operational and regulatory challenges, from product design and market entry to governance, risk management and regulatory compliance. That's why our approach combines strategic insight, practical implementation, and ongoing support to help businesses launch, scale and grow with confidence.
Note. All engagements are delivered directly by senior risk and resilience experts, providing practical insight and proven leadership experience at every stage.
Launch
FCA Authorisation Services for EMI & Payment Institutions
Launch your regulated FinTech with the right FCA authorisation strategy, governance framework and operating model from day one.
Services:
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Regulatory Perimeter Assessments
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FCA Authorisation (EMI, PI, AISP, PISP, Consumer Credit, Investment Firms)
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Business Plans and Financial Forecasts
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Governance, Risk and Compliance Frameworks
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Policies and Procedures
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Regulatory Readiness Assessments
What You Will Get:
A clearly defined regulatory strategy, a proportionate governance and compliance framework, and an authorisation approach designed to support long-term growth rather than simply obtaining approval.
Diagnose
FinTech Regulatory Readiness Assessments
Understand where your business stands today and identify the priorities that will have the greatest impact.
Services:
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Regulatory Readiness Reviews
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Governance and Control Assessments
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Process Mapping
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Obligation Register Reviews
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Risk and Compliance Gap Assessments
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Operating Model Reviews
What You Will Get:
A clear understanding of your regulatory obligations, governance maturity, and control environment, together with a prioritised roadmap for strengthening your business.
Remediate
Resolve Governance & Compliance Challenges
Address weaknesses before they become barriers to growth.
Services:
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Governance and Control Remediation
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Safeguarding Reviews
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Operational Resilience Reviews
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Audit and Regulatory Finding Remediation
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Compliance Framework Enhancement
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Risk Framework Reviews
What You Will Get:
Stronger governance, improved control effectiveness, enhanced operational resilience, and practical solutions that support sustainable growth and regulatory confidence.
Scale
Fractional Risk & Compliance Leadership
Access experienced leadership as your business grows without the cost of a full-time executive function.
Services:
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Fractional Chief Risk Officer
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Fractional Head of Compliance
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Governance and Board Advisory
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Risk and Compliance Oversight
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Regulatory Change Support
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Risk Reporting and Board MI
What You Will Get:
Experienced leadership, proportionate governance, ongoing regulatory support, and scalable risk and compliance capabilities that evolve as your business grows.
FinTech Risk Management & Compliance Case Studies
Our work with fintech and payment firms demonstrates how proportionate governance, risk and compliance capabilities can accelerate time to market, support product innovation, enable scalable growth, and strengthen long-term resilience.
Who You'll Be Working With
Aevitium LTD partners with a trusted network of senior risk and compliance experts across Europe, Asia, the Middle East, and India. Our risk experts bring deep sector expertise in governance, resilience, fintech, and non-profit operations — tailored to your strategic needs.
FinTech and Payment Organisation
Pricing and Engagement Models
Every fintech and payment firm has different regulatory, commercial and growth objectives. That's why our engagements are tailored to your stage of development, whether you require support for FCA authorisation, regulatory readiness, governance remediation or ongoing fractional leadership. We offer fixed-fee projects, retained advisory services and flexible fractional support, with clearly defined deliverables, transparent pricing and a focus on building long-term partnerships rather than one-off engagements.
Note: All engagements are delivered directly by senior risk and compliance leaders with extensive executive experience in financial services, providing strategic advice, practical implementation support and trusted leadership throughout your regulatory and growth journey.
Project-Based Engagements
Fixed-scope projects with clearly defined deliverables and agreed pricing.
Typical engagements include:
FCA authorisation (EMI, PI, AISP, PISP, Consumer Credit)
Regulatory perimeter assessments
Regulatory readiness reviews
Governance and risk framework design
Operational resilience reviews
Gap assessments and remediation
Outcome: A clearly defined scope, fixed investment and practical deliverables aligned to your business objectives.
Retainer Advisory
Ongoing strategic support from experienced risk and compliance leaders.
Typical support includes:
Regulatory strategy and regulatory perimeter advice
Product and business model reviews
Governance and Board advisory
Investor and due diligence support
Regulatory change and compliance planning
Growth and market expansion strategy
Outcome: Executive-level advice that helps founders make better strategic decisions while building a scalable, investor-ready and well-governed business.
Quarterly/Annual Subscription
Structured, ongoing support that evolves as your business grows.
Typical services include:
Governance and Board reporting
Risk reporting and Board MI
Compliance monitoring and control reviews
Regulatory change management
Operational resilience and framework reviews
Fractional Chief Risk Officer (CRO) or Compliance leadership
Outcome: Continuous governance, risk and compliance oversight that strengthens regulatory readiness, supports sustainable growth and provides experienced leadership without the cost of a full-time executive.
Building Risk Management That Scales with Your Business
Growing organisations need risk management that evolves with them. Discover how Aevitium helps FinTechs and payment firms build scalable governance, strengthen resilience and support sustainable growth without unnecessary complexity.
FAQs
What stage of growth do you typically support?
We work with fintechs and payment firms from early-stage founders through to established businesses. Whether you are refining your business model, launching a new product, preparing for regulatory change or strengthening governance as you scale, our support evolves with your business.
How do you help fintechs grow?
We help firms build the governance, risk and compliance capabilities that support product innovation, investor confidence, regulatory readiness and sustainable growth. Our focus is on enabling better business decisions rather than simply meeting regulatory requirements.
Can you work alongside our existing advisers?
Yes. We work alongside legal advisers, compliance consultants, technology providers, auditors and investors, providing independent strategic risk and governance expertise that complements existing teams.
What makes Aevitium different?
We combine executive-level experience with practical implementation. Rather than delivering documentation alone, we help clients build proportionate capabilities that become part of how the business operates and evolves.
Do you only work with regulated firms?
No. We help founders before they get their permission to evaluate business models, design products, establish governance and determine the most appropriate route to market before significant investment is made.
How do you support firms after a project is completed?
Many clients continue working with us through retained advisory or fractional leadership arrangements, giving them access to experienced risk and compliance expertise as their business, products and regulatory obligations evolve.
Do you provide strategic advice as well as implementation?
Yes. We support strategic decisions including product design, regulatory strategy, governance, operating models, investor readiness and business growth, while also helping clients implement proportionate risk and compliance capabilities.
How do engagements typically begin?
Most engagements begin with a strategy call to understand your business, objectives and challenges. We then recommend the most appropriate level of support, whether that's a focused project, governance review, remediation programme or longer-term advisory relationship.
Build a Compliance & Risk Roadmap Tailored to Your Growth
Don’t let regulatory hurdles slow down your product innovation or investor discussions. Schedule a brief strategy call to discuss your specific milestones and discover how our practical, executive-level oversight protects your business as you scale.